Research on college students' financial literacy education mode under the background of “stabilizing finance”: A survey of college students' use of internet consumer credit products

Abstract:

With the development of economy, the market share of internet consumer credit products is also expanding rapidly. With college students' holding more disposable funds, the base and frequency of using on-line credit products are also rising, which leads to various kinds of college students' financial risk events. Under the background of the new-raised national strategy "stabilizing finance", this paper analyses the current situation of internet ecology and general education of finance and economics, investigates the status quo of college students' use of internet consumer credit products through a survey, and finds that the lack of financial literacy education may bring severe challenges to the sustainability of national financial stability. Therefore, this paper puts forward the optimization scheme of "three elements, three layers and three guides" for general education of financial literacy in colleges and universities.